There is no single right order. The strongest plan depends on your equity, cash reserves, financing approval, timing flexibility and the competitiveness of the two markets involved.
Selling first
Selling first can make the next down payment and financing picture clearer. The tradeoff is that you may need temporary housing, storage or a seller leaseback if the next home is not ready.
Buying first
Buying first may reduce moving pressure, but it can require qualifying while carrying the current home. Ask a lender to explain the available financing structures and the cash reserves each requires.
Using contingencies
A sale contingency or other timing provision may protect a buyer, but it can make an offer less competitive. The exact contract language and risk should be reviewed for the specific transaction.
Build one coordinated timeline
Work backward from financing, preparation, listing, showings, closing and possession dates. Amy can prepare a market analysis and connect you with lenders so the property and financing plans are evaluated together.
Frequently asked questions
Can I use equity before my home sells?
Possibly. A lender can explain options such as bridge financing, home-equity products or other programs and determine whether you qualify.
What is a seller leaseback?
It is an agreement that may allow a seller to remain in the property for an agreed period after closing. The contract controls the terms.
Can Amy coordinate both transactions?
Yes. Amy can help build the real estate timeline and coordinate with your chosen lender, title company and other professionals.
This page provides general real estate information, not lending, legal, tax or financial advice. Financing eligibility and contract terms require property-specific review.